01

Build a monthly baseline

Track electricity kWh, gas therms and water gallons separately from dollars. Include billing days and household occupancy so the series remains interpretable.

02

Annotate the causes

Mark heat waves, freezes, travel, guests, EV charging and irrigation. The goal is not a perfect model; it is a record that makes large changes explainable.

  • Usage per day
  • Effective variable rate
  • Fixed charges
  • Weather and occupancy note
03

Change one thing at a time

After identifying the biggest flexible load, test one operating change and compare the next normalized period. Avoid attributing an entire seasonal swing to a small device.

04

Worked example: separate quantity from price

Month A uses 600 kWh over 30 days at an effective variable price of $0.15 per kWh. Month B uses 750 kWh over 30 days at $0.17. The usage effect at the old price is 150 × $0.15 = $22.50; applying the two-cent price change to 750 kWh adds another $15.00.

This decomposition does not prove why usage changed. Add heating or cooling degree days, occupancy and known loads to the worksheet, then compare the same normalized fields in the next period.

Decision rule

Treat a seasonal comparison as evidence only when service days, units, variable price, fixed charges, weather and occupancy are recorded separately.

05

Primary sources and scope

These links support the units or diagnostic method used above. They do not replace your provider’s current tariff, bill or safety instructions.

Editorial standard

This guide explains general billing math. Utility tariffs and local rules control your actual charges. Sources and update practices are documented in our methodology.

Read the methodology →